.ez-back-to-top{position:fixed;right:1.5rem;bottom:5.5rem;width:44px;height:44px;border-radius:50%;border:none;background:var(--navy-deep,#0d2444);color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 6px 16px rgba(9,23,46,.3);z-index:90;transition:transform .15s ease,background .15s ease;animation:ez-back-to-top-in .2s ease}.ez-back-to-top:hover{transform:translateY(-2px);background:var(--navy,#1d3865)}@keyframes ez-back-to-top-in{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}.footer{background:var(--navy-deep);color:#ffffff;margin-top:auto}.footer .footer-bar{text-align:center;padding:2.75rem 0 0;font-size:.82rem;letter-spacing:.01em}.footer .footer-disclosure{width:100%;margin-top:1.4rem;text-align:left;border-top:1px solid rgba(255,255,255,.15);padding-top:1.1rem}.footer .footer-disclosure-title{font-size:.78rem;font-weight:700;color:rgba(255,255,255,.75);margin:0 0 .9rem}.footer .footer-disclosure-body{font-size:.72rem;line-height:1.7;color:rgba(255,255,255,.55)}.footer .footer-disclosure-body p{margin:0 0 .9rem}.footer .footer-disclosure-body p:last-child{margin-bottom:0}.footer .footer-tagline{margin:1.6rem 0 0}.footer .footer-compliance{max-width:640px;margin:.6rem auto 1.4rem;text-align:center;opacity:.75}.nav-wrap{position:sticky;top:0;z-index:50}.nav-topbar{background:var(--navy)}.nav-topbar .nav-topbar-inner{display:flex;align-items:center;padding:.9rem 0}.nav-topbar .brand-logo{height:32px;width:auto}.brand-link{display:inline-flex;align-items:center;transition:opacity .2s ease}.brand-link:hover{opacity:.85}.ez-nav-inner{justify-content:space-between}.ez-banner{position:relative;background:#fdf3e4;border-bottom:1px solid rgba(0,0,0,.06)}.ez-banner p{padding:.55rem 2.5rem;margin:0;font-size:.85rem;font-weight:600;text-align:center;color:var(--navy);line-height:1.4}.ez-banner-close{position:absolute;top:50%;right:1rem;transform:translateY(-50%);background:none;border:none;font-size:1.2rem;line-height:1;padding:.2rem .4rem;cursor:pointer;color:var(--navy);opacity:.55;transition:opacity .15s ease}.ez-banner-close:hover{opacity:1}.ez-brochure-btn{display:inline-block;border:2px solid transparent;background:var(--orange);color:var(--navy-deep);font-size:.9rem;font-weight:700;padding:.7rem 1.4rem;border-radius:8px;cursor:pointer;transition:transform .15s ease,background .15s ease,box-shadow .15s ease}.ez-brochure-btn:hover{background:#ffa53a;transform:translateY(-2px);box-shadow:0 8px 20px rgba(248,151,34,.35)}@media (max-width:500px){.ez-brochure-btn{font-size:.78rem;padding:.55rem .95rem}}